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National Pet Insurance Month: 2026 Update & Interesting Facts

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eyeglasses on top of insurance documents

September is National Pet Insurance Month every year. As you might expect, this month is focused on helping pet parents get the information they need about pet insurance. It’s a bit of an advertisement campaign for many pet insurance companies, but some may offer discounts during this month (so stay on the lookout).

Read on below to find out more.

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What Is Pet Insurance?

Pet insurance is a rarer type of insurance that is designed to help protect pet parents from expensive vet bills, though it typically only covers emergency costs. Annual visits and vaccinations are not usually not covered (but this is not always the case).

Sadly, many pet parents turn to euthanasia for financial reasons—they simply cannot afford thousands of dollars in pet care. However, pet insurance looks to change that by covering some of these emergency bills.

Pet insurance is still getting off the ground, and many pet owners do not have it. However, it can be very useful if you don’t have the ability to pay $1,000 or more for vet bills should your cat (or dog) have an emergency.

Pet Insurance Owner Puppy Safety Policy Animal Concept
Image Credit: Rawpixel.com, Shutterstock

Observing National Pet Insurance Month

There are several ways to observe this month. One of the most obvious ways is to get pet insurance if you haven’t already. Even if you aren’t sold on pet insurance, you should learn about your options to figure out if it is worth it for you and your pet. Cats and dogs are the most common pets to get insurance for. However, you can also get insurance for exotic pets, though fewer companies cover them.

In many cases, you can also take advantage of discounts offered by pet insurance companies during this month. While not all companies offer a discount, many do. Shop around to see if any plans in your area provide a starting discount during September.

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Conclusion

As you might expect, National Pet Insurance Month is largely a way for pet insurance companies to market their services. However, it can also provide information to those who don’t have pet insurance and may be interested in it. Many companies offer discounts during this month, so stay on the lookout for these ways to save money.

Even if you aren’t considering pet insurance just yet, you can use this as a sign to at least learn more about it. It is important to note that pet insurance prices usually go up as your dog ages. Plus, most do not cover existing medical conditions, so the key is to get signed up before your pet gets a chronic condition.

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Featured Image Credit: MikhailNilov, Pexels

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