The Detroit Free Press reports that four of the state’s biggest auto insurers are now offering coverage for pets who are injured or killed in auto collisions. Amazingly, the additional coverage has been added with no increase in premiums.

Traditionally, separate pet policies often cost more than $30 per month. If your pet is injured or killed in an accident, the companies will provide from $500 to $1,000 of coverage to treat or replace the pet (save your comments; we all know pets are irreplaceable).

Lori Conarton of the Insurance Institute of Michigan said, “It’s very competitive. If other companies find that policyholders want this type of coverage, they’re going to want to start offering it, too.”

No word on whether pets will be covered if they’re the ones driving.

[LINK: Detroit Free Press]